How to Add a Payment Method to Facebook Ads in 5 Minutes?

Running Facebook ads is a great way to grow your business, but it all starts with setting up and managing your payment methods correctly. Whether you're new to advertising or managing multiple accounts as a freelancer or agency, understanding how Facebook billing works is key to avoiding issues and keeping your campaigns active. In this guide, we will walk you through everything you need to know from adding a payment method to tips for avoiding common payment problems.

 

Types of Facebook Ads Payment Methods 

Credit or Debit Cards: Use major cards like Visa, MasterCard, American Express, or Discover to pay for your ads.

 

PayPal: Link your PayPal account to pay easily, if it’s supported in your country.

 

UPI (India Only): If you're in India, you can use UPI apps like Google Pay, PhonePe, Paytm, or BHIM to pay for Facebook ads.

 

Online Banking: Some countries support payments directly through online bank transfers.

 

Facebook Ad Credit: These are promo codes or gift credits that reduce your ad costs. They are used before charging your main payment method.

 

Manual Payment (Prepaid): Add money to your account in advance. Facebook will deduct ad costs from your prepaid balance.

 

Local Payment Methods: Depending on where you are, Facebook may support local options like GCash (Philippines), Boleto (Brazil), etc.

 

💡 Note: The payment methods available to you may vary based on where you live and the currency you use. Always check your Payment Settings in Ads Manager to see what’s supported for your account.

 

Easy Steps to Add a Payment Method to Your Facebook Ad Account

Facebook Ads Manager is the main place where you can add or update your ad account’s payment method.

 

Let’s walk through the steps to add a payment method:

 

Step 1: Open Facebook Ads Manager

• Log in to your Facebook account.

• On the left side of your homepage, click the shortcut to go to Ads Manager.

• If you have more than one ad account, use the drop-down menu to choose the one you want to manage.

 

Step 2: Go to Payment Settings

• In Ads Manager, move your mouse over the left side panel to expand it.

• Click on Billing & Payments.

• Then click on Payment Settings to open your payment options.

 

Step 3: Add a Payment Method

• In the Payment Methods section, click “Add Payment Method”.

• Choose your location, currency, and time zone, then click Next.

• Pick your preferred payment method (like card, UPI, or PayPal).

• Click Next to continue.

 

Step 4: Enter Your Payment Details

• Type in your payment information (like card number, UPI ID, or PayPal details).

• Click Save.

 

That’s it! Your payment method is now added, and you’re ready to start running ads!

 

2 More Ways to Add a Payment Method

You can add a payment method directly to a business ad account using Facebook Business Settings.

 

Another option is to add the payment method to your business portfolio, then link it to several ad accounts. This helps keep all your billing info in one place and makes managing payments easier.

 

Ad account

How to Add a Payment Method to a Business Ad Account?

• Go to Business Settings.

• Click on Billing & Payments.

• In the Accounts section, find the ad account you want and click Add Payment Method next to it.

• Enter your payment details.

• Click Save.

 

That’s it! This ad account is now ready to pay for ads.

 

Business Portfolio

How to Add a Payment Method to a Business Portfolio?

• Go to Business Settings.

• Click on Billing & Payments.

• Select Payment Methods.

• In the Add Business Payment Method section, click Add.

• Enter your payment details by following the on-screen instructions.

• Click Save.

 

Your card is now added to your business portfolio, and you can use it to pay for ads across multiple ad accounts.

 

Agency or Freelancer Tip:

It’s a good idea to use a separate payment method for each ad account.

Whether you are an agency or a freelancer, using the same card for multiple accounts can be risky. If something goes wrong with one account or the card, all your ads could stop at the same time.

 

Fixing Payment Problems

This section helps you solve common issues with your payment method for Meta (Facebook) ads.

 

Why Can’t You Add a Payment Method on Facebook Ads Account?

You might not be able to add a payment method if:

• You are not an admin of the ad account.

• You are not a finance editor in the business portfolio or Business Manager.

• The payment method isn’t supported in your country or not accepted by Meta.

 

How to Fix It:

• Make sure you have admin access to the ad account.

• Ask to be added as a finance editor.

• Use a payment method that Meta accepts in your location.

 

How to Remove a Payment Method from Facebook Ad Account?

If you no longer use a payment method or plan to transfer your ad account, you can remove it by following these steps:

1. Make sure your ad account has no unpaid balance.  
2. Go to Ads Manager > Billing & Payments > Payment Settings.
3. Find the payment method you want to remove and click the three dots (⋯) next to it.
4. Click Remove, then confirm by clicking Remove
5. Click Done.

 

That’s it! The payment method has been removed from your ad account.

 

How to Change a Payment Method in Facebook Ads Manager?

Changing your payment method is easy. Just follow these steps:

1. Go to Facebook Ads Manager.
2. Add your new payment method.
3. Once it’s added, remove the old one.

 

Now your ads will be charged to the new payment method.

 

Tips to Avoid Facebook Ad Payment Problems

Payment issues can stop your ads and hurt your sales. Follow these tips to keep things running smoothly:

 

✅ Keep Your Payment Info Updated

Make sure your card or payment details aren’t expired so your ads don’t get interrupted.

 

💰 Check Your Account Balance

Always have enough money in your bank account or wallet to pay for your ads. Top it up regularly.

 

🔄 Turn On Automatic Payments

Set up auto-pay to avoid missing payments and keep your ads running without problems.

 

📘 Know These Key Terms

Understanding these terms will help you manage your payments better:

• Ad Account Spending Limit: A limit you set to avoid spending too much on your ad account.

• Lifetime Budget: The total amount you're willing to spend on a full campaign or ad set.

• Billing Threshold: The amount you need to spend before Facebook charges you.

 

Staying on top of these things will help you avoid unexpected payment issues.

  

Pay Early and Check Your Receipts

💳 Pay Ahead of Time: Try to pay for your ads before the bill is due or before you reach the billing limit. This helps avoid delays or account issues.

 

🧾 Check Your Payment Receipts: Look over your payment receipts in Facebook Ads Manager often especially if you share your payment method with others. If you see a charge you don’t recognize, ask the person who might’ve used it or report it to Facebook.

 

Conclusion

Managing your Facebook Ads payment method, the right way is key to keeping your ads running smoothly and avoiding unwanted interruptions. By adding the correct payment method, keeping your info updated, paying on time, and reviewing your receipts, you can stay in control of your ad spending. Whether you're an individual, freelancer, or agency, following these simple tips helps ensure a hassle-free advertising experience on Facebook.